You may order credit from within eMagic. See a list of available credit vendors. You must first be signed up with the vendor to order.

1. There are three ways to order credit:

   • Create Loan

     Main Menu > Create Lead/Loan tab > Create a Loan. Key in necessary information and select "Order Credit" from the pull-down menu. Click Go.
     

   • Loan Folder

     In the Loan Folder Actions menu, under "Services," select "Order Services."
     

   • Upload Loan

     Main Menu > Upload Loan tab > Browse for a loan. Select Order Credit in the drop-down and click Go.

   
   
   

2. On the Credit Service Selection screen, select the appropriate credit vendor. You may keep this vendor selection as a default for future orders. Click Continue.
   

   Note: If ordering from the Loan Folder page, choose "Vendor Storefronts" and click Continue.
   
   

   Then select the appropriate credit vendor on the Service Selection page and click Continue.
   

3. Enter the necessary data required for the company you chose. You may click on the company's website for sign-up or account information. Checking Update My Profile will save the data for subsequent submissions.
   

4. Choose the best report for your borrower. Choose Agency Select in the Single in File or Two in File Merge formats to have the company choose the best repository for your borrower. If you want to reference this credit report in a DU Express (Originator Credit) order, choose a Three in File Merge report.

5. Choose the appropriate Credit Action.

6. Note that adding the liabilities to the Loan App is defaulted as Yes.

7. Click Confirm (see Ordering Services Basics for Error correction details).

8. Review the Confirm page and click Submit Order.
   Trio users: The ordered credit report is automatically added to the Trio folder.
   

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